Category Archives: Mortgage/Finance

To Sell Now, or Later?

You’re living in your first house, and it’s been a while. Maybe long enough that your family has grown, and now you need more living space. A few other “life” things may have happened since then. You might have two … Continue reading

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Home Buying Guide, Mortgage Rates, Mortgage Refinancing, Mortgage/Finance, NY, Selling a House, Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

Why you should use an engineer instead of a regular home inspector

Posted in Buying A House, Home Buying Guide, Home Value, Investment/Income Property, Local News, Mortgage/Finance, My Friends, NY, Penfield NY, Pot Luck, Selling a House, Treasures in our Midst | Tagged , , , , , , | Leave a comment

Seven additional costs every homebuyer should be aware of:

Seven additional costs every homebuyer should be aware of: 1) Private mortgage insurance If your down payment is less than 20 percent, your lender will likely require that you carry private mortgage insurance (PMI). Premiums vary depending on the size … Continue reading

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Home Buying Guide, Home Value, Investment/Income Property, Local News, Mortgage Refinancing, Mortgage/Finance, National and World News, NY, Penfield, Pot Luck | Tagged , , , , , , | Leave a comment

Dont Let Your Credit Score Scare You Away from Buying a House!

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Home Buying Guide, Investment/Income Property, Mortgage Rates, Mortgage/Finance, NY, Penfield | Tagged , , , , , , | Leave a comment

Renting? Want To Own A Home Instead But Don’t Know How?

  Stop Paying Your Landlords Mortgage. Download your FREE Home Buying Guide and Take The First Step In Buying Your Own Home!

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Home Buying Guide, Investment/Income Property, Mortgage Rates, Mortgage/Finance, NY, Pot Luck | Leave a comment

Kim Chizuk at Prospect Lending

If you have any questions please call Shannon Fitzpatrick with Re/Max (585)880-1748.

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Local News, Mortgage Rates, Mortgage Refinancing, Mortgage/Finance, Uncategorized | Leave a comment

6 Factors Homebuyers Should Consider Over Interest Rates

When the Federal Reserve stopped buying Treasury bonds last fall, experts predicted interest rates would rise, sparking a sense of urgency among prospective homebuyers to take advantage of historically low rates before it was too late. Now the rise in … Continue reading

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Thinking About Buying A Home? Why You Should Buy Sooner And Not Later!

According to news just released by Freddie Mac, mortgage rates are expected to rise to an average of 4.6% next year.  Coupled with rising home prices this will mean that affordability will be impacted.  Not as good as current affordability … Continue reading

Posted in Buying A House, Buying vs Renting, Local News, Mortgage Rates, Mortgage/Finance | Tagged , , , , , , , | 1 Comment

Mortgage Rates Continue to Drop!

Remember last year when we heard that mortgage rates would easily be 6% or more by now? Well according to Bloomberg not only have they continues to decline but we are a 16 month low.  Its an incredible time to … Continue reading

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Helping A Family Member Buy A Home

Helping a family member buy a home has become a little more involved and some say trickier.  But if you follow th right procedures it needn’t be as big a hassle as it seems.  Due mostly to new lending regulations … Continue reading

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