Category Archives: Buying vs Renting

To Sell Now, or Later?

You’re living in your first house, and it’s been a while. Maybe long enough that your family has grown, and now you need more living space. A few other “life” things may have happened since then. You might have two … Continue reading

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Seven additional costs every homebuyer should be aware of:

Seven additional costs every homebuyer should be aware of: 1) Private mortgage insurance If your down payment is less than 20 percent, your lender will likely require that you carry private mortgage insurance (PMI). Premiums vary depending on the size … Continue reading

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Home Buying Guide, Home Value, Investment/Income Property, Local News, Mortgage Refinancing, Mortgage/Finance, National and World News, NY, Penfield, Pot Luck | Tagged , , , , , , | Leave a comment

Dont Let Your Credit Score Scare You Away from Buying a House!

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Home Buying Guide, Investment/Income Property, Mortgage Rates, Mortgage/Finance, NY, Penfield | Tagged , , , , , , | Leave a comment

Renting? Want To Own A Home Instead But Don’t Know How?

  Stop Paying Your Landlords Mortgage. Download your FREE Home Buying Guide and Take The First Step In Buying Your Own Home!

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Home Buying Guide, Investment/Income Property, Mortgage Rates, Mortgage/Finance, NY, Pot Luck | Leave a comment

Kim Chizuk at Prospect Lending

If you have any questions please call Shannon Fitzpatrick with Re/Max (585)880-1748.

Posted in Applying for a Mortgage, Buying A House, Buying vs Renting, Downpayment Assistance, Local News, Mortgage Rates, Mortgage Refinancing, Mortgage/Finance, Uncategorized | Leave a comment

Thinking About Buying A Home? Why You Should Buy Sooner And Not Later!

According to news just released by Freddie Mac, mortgage rates are expected to rise to an average of 4.6% next year.  Coupled with rising home prices this will mean that affordability will be impacted.  Not as good as current affordability … Continue reading

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Mortgage Rates Continue to Drop!

Remember last year when we heard that mortgage rates would easily be 6% or more by now? Well according to Bloomberg not only have they continues to decline but we are a 16 month low.  Its an incredible time to … Continue reading

Posted in Buying A House, Buying vs Renting, Mortgage Rates, Mortgage Refinancing, Mortgage/Finance, National and World News, Pot Luck, Uncategorized | Leave a comment

The Toughest Part is Saving for the Down Payment

I meet so many prospective homebuyers who have excellent credit and decent income but just cannot seem to put enough away for a down payment on a first home.  Here are a few ideas to help save some money so that you … Continue reading

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Harvard’s Five Reasons To Buy A Home

If you or anyone you know has ever wondered why homeownership is a great investment you have to read this article I found on the website Keeping Matters Current . Let me know if you, a friend, family member or colleague want … Continue reading

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